References
A selection from the customer overview
Niels Streckfuss
Partner Sunshine & Sausages (2023)
Starting a pension plan for our employees was a big and important step for us. With the professional, intensive and personal guidance of Aukje, we were able to find the perfect pension insurer. Aukje explained everything in normal human language, which even made thinking about your pension fun.
Esther van der Linden
Personal Touch Travel (2025)
We can wholeheartedly recommend Aukje!
To get an idea of our financial situation approximately 20 years from now, we had a conversation with Aukje. In just over an hour, she clearly explained the various options available to us and provided straightforward advice on how to build a solid pension.
Clear language, good explanations, and honest advice — we are very satisfied with Aukje’s service!
Olaf Bal
CFO Benelux Mediabrands (2023)
In my opinion, pension and employee insurance is sometimes an undervalued specialism. As an employer, you want these matters to be well organized for your employees from 'a to z', but in some cases you do not have the specialized knowledge in-house. And then you look for a good advisor. For more than 10 years we have been able to use the knowledge, skills and expertise of Aukje Lonhard as our advisor in this area. Aukje exudes passion for pension and employee insurance. Every question, development, concern or challenge in this area has been dealt with by Aukje with a great deal of expertise and dedication, always resulting in good advice to us on how to proceed. Without a doubt, I would recommend any other company to use Aukje's services. And besides, for me and our HR team, working with Aukje has always been a pleasure.
Laura Terpstra
Assistent makelaar, ABO Makelaars (2023)
Years ago I got to know Aukje at a large insurance company where I worked and where she acted as an external pension advisor. Getting to know Aukje as a warm personality who helps you in a pleasant, clear and above all not boring way with the sometimes complex and often uninteresting but important pension story. She is accessible and therefore you dare to ask all your 'stupid' questions. Not everyone possesses this quality. That's why we kept in touch all these years.
Joost van der Vorst
Director of Finance, Luminis (2025)
From Luminis International, we have had an excellent experience with Pensioenhart. Aukje guided us in a short time and with great expertise through the transition to a pension scheme that complies with the new Dutch Future of Pensions Act (WTP).
What I particularly appreciated was her flexibility and solution-oriented approach. When additional requirements were set by our holding company, Aukje proactively thought along with us and consistently came up with appropriate and workable solutions. This not only ensured a smooth process, but also gave us a great deal of confidence in the choices we made.
In addition, Aukje is simply a very pleasant and highly professional person to work with.
We warmly recommend Aukje and Pensioenhart and look forward to working with her again in the future.
Marc de Vries
CEO Swapfiets (2022)
I first met Aukje well before the turn of the century, at the start of my career—young, ambitious, and carefree. Busy with everything, but certainly not with my own pension or that of my colleagues. Fortunately, I met Aukje, who in the years that followed helped me across various organizations to inform—and even inspire—myself and my predominantly young colleagues to take care of our pensions. Living in the present, with an eye on the future. I can’t imagine a better partner to guide us through the complex and ever-changing pension landscape than Aukje.
Ton Schoonderbeek
Managing directeur NMO (2024)
In my opinion, pension and employee insurance is sometimes an undervalued specialism. As an employer, you want these matters to be well organized for your employees from 'a to z', but in some cases you do not have the specialized knowledge in-house. And then you look for a good advisor. For more than 10 years we have been able to use the knowledge, skills and expertise of Aukje Lonhard as our advisor in this area. Aukje exudes passion for pension and employee insurance. Every question, development, concern or challenge in this area has been dealt with by Aukje with a great deal of expertise and dedication, always resulting in good advice to us on how to proceed. Without a doubt, I would recommend any other company to use Aukje's services. And besides, for me and our HR team, working with Aukje has always been a pleasure.
Laura Terpstra
Assistent makelaar, ABO Makelaars (2023)
Years ago I got to know Aukje at a large insurance company where I worked and where she acted as an external pension advisor. Getting to know Aukje as a warm personality who helps you in a pleasant, clear and above all not boring way with the sometimes complex and often uninteresting but important pension story. She is accessible and therefore you dare to ask all your 'stupid' questions. Not everyone possesses this quality. That's why we kept in touch all these years.
Antal Posthumus
Lead Payroll & HR Operations, GroupM (2023)
What a very nice person Aukje Lonhard is. She was associated with GroupM B.V. for more than 20 years. with approximately 1500 employees, where she took care of everything in the field of pensions and additional services for our employees. Me and my current HR team look back on 5 years of work experience with Aukje, years of many changes and implementations. Nothing was too crazy! Aukje was always ready to spar with, to think along with and advise, to lead a project and ultimately bring it to a success. Both her professional skills and her communicative skills make Aukje a true professional. Pensions are often seen as a boring matter, but Aukje's passion brings it to life. Not only for our HR team, but also for all our employees. Thank you Aukje for all your effort!
Eveline Beurskens
Manager People & Culture, Flux Partners (2025)
For quite some time, we as an organization wanted to work on the topic of pensions. After some exploratory discussions, we realized that we wouldn't be able to move forward without an external pension advisor. Fortunately, we were referred to Aukje – and what a great choice that turned out to be!
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From the first contact, Aukje was highly involved in the process. When we were still uncertain about the right approach for our pension policy, she guided us with an employee survey. Her contribution was immediately of great value. Thanks to her thoughtful approach, we gained not only valuable insights but also clearly mapped out the needs of our employees.
Even during the subsequent phases, Aukje proved her invaluable worth. She really listened to what was important to us and helped us think about how we could achieve our objectives in a feasible and future-proof way. Her expertise is undeniable, but what makes Aukje special is her ability to explain complex matters in a clear and understandable way, with just the right amount of humor. Even for colleagues with no pension knowledge, the subject suddenly became accessible and manageable.
Thanks to Aukje, we now not only have a well-thought-out pension policy, but also the confidence that we are providing our employees with a valuable employment benefit.
Jan Uitendaal
Finance Director Superunion (2023)
I got to know Aukje Lonhard when I first started working in the communications industry. From that moment on, she was already very capable of giving the right advice and implementing pension schemes. Although our paths have separated due to changes in employers, it was all the more fun to work with her again at Superunion over the past 2 years. She is driven, has a very broad experience in the field of pension and employee insurance, is interested in people and, like no other, is able to clearly convey the complex matter to our employees. Aukje has proven to be a haven of peace as an advisor with a very proactive attitude when it comes to changes in pension legislation. Thank you Aukje for that and good luck with Pensioenhart.
Anne Marie Ausems
Zelus EMEA People Partner (2026)
We wanted to set up a pension scheme for our employees within a very short time frame. This was a major step for us as a company, and its impact was significant, which naturally brought many questions and uncertainties.
Our experience with Aukje has been very positive. The guidance we received from her was outstanding, from the very first contact through to the implementation of the process. Aukje combines empathy with indepth knowledge and professionalism - exactly what we were looking for.
It was an excellent match, and we are very keen to continue the collaboration. Aukje will continue to support us, which gives us great confidence. We are also very grateful to Aukje for her careful and dedicated guidance.
I would recommend Aukje without any hesitation.
Diana Maghamedhanova
Private (2025)
Thank you very much for your detailed calculation and clear explanation. I truly appreciate the time and care you’ve put into this.
I’ve carefully reviewed the attachments and your explanation. The structure, the calculation of the annual shortfall, and the summary on the last page give me a clear understanding of my situation. I especially found the explanation in green very enlightening — it’s great to understand exactly how everything works and what I need to take into account.”
Thanks again for your time and effort.
Willem en Bianca Koster
Private (2025)
Pension… something you always put off, and by the time it really matters to understand how everything works, you’re left completely confused. How does it all actually work? Due to my husband’s dismissal, we really had to dive into this, but we didn’t understand much of it. Until Aukje came along — what a relief!
Someone who explains everything clearly and in plain language, and who laid it all out in an excel sheet that we can actually use. We would recommend Aukje to everyone!
Once again, thank you so much, Aukje!
Alisa Frunza
Private (2023)
Aukje helped me set up my own pension plan. We have made an inventory of my current and future income and expenses and the amount of the monthly payment for the annuity. After an overview of the advantages and disadvantages of various companies, we chose the pension provider that best suited my situation. Now I know my options and after making the necessary decisions I feel comfortable regarding my financial future. Thank you very much Aukje for this.
Diana Krieger
Private (2026)
I have been working with Aukje for some time now and can honestly say that she is one of the most dedicated and knowledgeable pension advisors I know. Her expertise is impressive, but what truly sets her apart is the clarity of her advice and the insights she provides—insights that create structure and, as a result, a great sense of calm.
She works with exceptional thoroughness, asks the right questions, and ensures that you not only receive sound advice but also truly understand the choices you are making and the impact those choices will have. Especially when it comes to financial and pension matters, that sense of certainty is invaluable.
What I also particularly appreciate is her personal touch. Aukje listens attentively, thinks ahead, and shows a genuine interest in the people she works with. In every aspect, it is clear that she practices her profession with dedication and is always willing to go the extra mile.
I wholeheartedly recommend Aukje to anyone looking for an advisor who combines sharp expertise with care, trust, and peace of mind.
Linda
Private (2024)
I approached Aukje with the request to provide insight into the consequences for my pension in the event of a change of employer. Aukje then made a comparison for me between my pension accrual with employer A and employer B and made a calculation what would be needed to keep the pension accrual at the same level in the event of a switch. The contact with Aukje was pleasant, her analysis and explanation clear and with her very valuable input I am able to continue.
Arjan en Caroline
Private (2024)
A change of job prompted me to knock on Aukje’s door. We wanted to know the consequences of the jobhob for our finances later. After providing the necessary data, Aukje quickly had the results and gave us an explanation in detail during a very pleasant conversation. As far as we are concerned, this is a 100% recommendation if you are lookingto gain insight into your personal or joint pension situation!
Peter Brand
Private, independent information consultant (2025)
Aukje provided me with excellent guidance in selecting a suitable pension scheme and was able to explain complex matters clearly and understandably.
What stood out to me most was her thoroughness and expertise. Aukje prepared several useful calculations that gave me insight into my future financial situation and compared different scenarios. Thanks to her professional approach, I was able to make well-considered decisions.
I can wholeheartedly recommend Aukje to anyone in need of reliable and knowledgeable pension advice.
Linda en Paul
Private (2024)
After switching to a new employer I consulted Aukje, she helped us to gain insight into my pension. Now, my partner and I, have asked her to do a more extensive financial check. We had some concerns given our complex situation e.g. joint and individual schemes regarding retirement pension, partner's pensions, disability ensurances, etc. Just like last time, working with Aukje was very pleasant. She works thoroughly, gives truly independent advice, asks the right questions and provides a clear overview of our financial situation accompanied with suggestions for actions that we can continue with.